Owner-operator insurance is for an independent contractor that owns and operates their truck for commercial purposes. An independent contractor must maintain owner-operator insurance for protection.

When you are under your own authority, you don’t have company-backed insurance to fall back on in case of an incident. An accident can set a business back financially, but owner-operator insurance can help your losses be as minimal as possible. Whether you are leased onto another carrier, or have your own authority, we have a market for you.

At Trucking Insurance Solutions, we have a team of dedicated professionals providing insurance solutions for trucking. One of the keys to our success is that we recognize the incredible number of demands on the client’s time. Everything we do is an effort to reduce the time spent on insurance.

(214) 817-8127

info@trucking-insurancesolutions.com

Owner Operator Insurance

General Liability

General liability insurance for truckers helps protect you financially if you're held responsible for damaging someone else's property or causing an injury. This coverage can help pay for things like repairs to the other person's property, medical bills, and legal fees.

Bobtail Insurance

Provides coverage to the truck when it is being driven without a trailer attached, typically during work related activities, such as being under dispatch. Not to be confused with Non-trucking liability (NTL), which only covers your truck for personal use.

Provides coverage for owner operators who are under permanent lease with a motor carrier. It provides liability protection when your truck is used for non-business purposes, like going to the movies or running to the grocery store. Not to be confused with bobtail coverage, which is different.

Non-Trucking Liab.

Motor Truck Cargo

Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, provided by the motor carrier for leased operators. Cargo policy coverages can vary depending on your insurance carrier, it is important to understand what is excluded.

Provides coverage for repair or replacement due to damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles. The difference between Actual Cash Value & Replacement Cost should be considered when securing this coverage.

Physical Damage

Workers Comp

Workers’ Compensation is insurance that offers benefits like payments for medical care and income replacement in circumstances resulting from employees experiencing a covered injury or illness while at work. Workers Comp is not mandated in TX.

WHETHER YOU ARE LEASED ON, OR HAVE YOUR AUTHORITY, WE HAVE A MARKET FOR YOU!

Bobtail Insurance |

Non-Trucking Liability |

Physical Damage |

General Liability |

Motor Truck Cargo